Savings & Investments

Opening your account

Please read our Online Accounts Terms & Conditions and the specific account's Terms and Conditions. Only once you fully understand how the account works should you click the "I Agree" button below to access the application form. We recommend that you print a copy of the terms and conditions for your records and keep them in a safe place.

To open an account online you will need to send in the following:

• A completed and signed application form; and
• A deposit for your investment (a personal cheque is preferred).

Online application form

Although your chosen account will be displayed during the application process, when you print the application form it will show “Online Saver”. You can be assured that your chosen product has been processed and this can be verified in ‘Your Account View’.

Verifying your identity

Under the Money Laundering Regulations and Financial Services Authority rules, we are required to verify both the name, address and date of birth of investors. To do this, we will ordinarily use an electronic verification system.

You may wish to view our frequently asked questions page for more information on the electronic verification process.

For online applications, you may also need to supply a certified copy of a full UK photo driving licence or a valid UK or EU passport, or an original utility bill which is less than 3 months old (not a mobile phone bill). For details of other forms of acceptable identification, please see the “Application” screen when you proceed to open the account.

Email confirmation:

1. you will receive an automatic email that refers to our standard Online Savings account with an opening minimum balance of £100.00. This may not be applicable to the account you are opening. Please refer to the terms and conditions of your chosen account for confirmation of the minimum opening balance.
2. The email specifies acceptable identification to send to us with your application and cheque. If, however, you are an existing member of the Society with an account that has been transacted upon in the last 3 years, further identification is not required. If your account has not been active in the last 3 years further identification may be requested.

Interest payment options

All our accounts offer various interest options. Please write on the application form next to your bank details one of the following:

Please add interest to my/our account annually

OR

Please pay interest to my existing account with the Society – Quote account number.

OR

Please pay the annual interest to my bank as quoted.

Please note – for accounts with monthly interest, the interest must be paid to your bank or another account with the Society.

I have read and printed the Online Accounts Terms & Conditions, the Product's Key Features and Terms and Conditions and would like to proceed.